Kyle made a purchase
Emergency Fund Plan.
A benefit built for pet parents

Access licensed vets in minutes, not hours

Skip the long waits, get instant support

Receive personalized advice on pet health

No more costly vet bills, save UP TO $100

Hassle-Free access to your $750 Emergency Fund

24/7 Vet Access
Reach out to our licensed vets through 24/7 chat service.

Expert Pet Guidance
Get professional guidance for your pet's condition.

Emergency Care Coverage
We cover the costs of your pet's emergency care.

Prioritize Pet Recovery
Focus entirely on your pet's recovery and well-being.
Coverage without the Guesswork
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Skin issues
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Diet & weight loss
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Lumps & bumps
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Separation anxiety
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Bad breath
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Diarrhea & vomiting
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Flea & tick
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Itching & scratching
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Allergies
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Second opinions
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Scheduled appointments
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Scheduled surgeries
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Regular check-ups
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Wellness visits
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Pregnancy issues
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parvovirus
Ultimate Savings on Vet Visits
Emergency Fund + Unlimited VetChat
$199$99 / Year
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Includes all VetChat benefits.
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$750 emergency fund for unexpected vet expenses.
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Coverage for up to 6 pets.
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Instant access to funds when you need it most.
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No paperwork hassle—quick and easy claims.
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Comprehensive financial and medical care.
Pet Parent’s Choice
Your Vet, One Tap

Download your app to get access to Vet Chat.

Open Waggle and hit "Claim $750 Emergency Fund"

Video or text your questions, anytime.


Meet top veterinarians committed to your pet's best care.

“If I can help one person, that's all that matters to me. My goal in life is to do good things for animals and help pet parents.”
Dr. Mellisa
Los Angeles, CA
12 years in practice
Frequently Asked Questions
Waggle VetChat Emergency Fund pays the licensed veterinary clinic of your choice anywhere in the US after emergency treatment. To qualify, your case must be evaluated and confirmed as eligible by our online vet.
With Waggle VetChat Emergency Fund, once you enroll, you gain immediate access to online vet consultations. After a 14-day waiting period, you become eligible for one emergency vet bill coverage up to $750 per year for any one of your up to 6 registered pets in a single household.
Waggle VetChat Emergency Fund supports pets in life-threatening emergencies regardless of age, breed, or previous medical history. Our vets assess each case individually, ensuring eligibility and confirming there was no negligence leading to the condition.
No. Unlike traditional pet insurance—where pricing depends on age, breed, and coverage options—Waggle VetChat Emergency Fund offers a universal emergency plan. It’s an affordable solution focused solely on life-threatening situations.
For under $1 a day (less than $365/year), Waggle VetChat Emergency Fund can save
you up to $750 on emergency vet bills. For example:
However, if the emergency bill is smaller than the unpaid balance, the Fund won’t
apply. For instance, a $270 emergency wouldn’t be covered if $329.89 remains unpaid.
Yes. Waggle pays any licensed US veterinary clinic directly. To date, our members have had no issues using the Fund. If you encounter any problems, our support team is ready to assist.
No. The Emergency Fund provides one-time use per year per membership, covering up to $750. Even after using the fund, you still have access to online vet consultations for the remainder of your membership term.
Once referred by a Waggle vet via online chat, the $750 Emergency Fund remains valid at your chosen vet clinic for up to 4 hours.
No. Vet approval through Waggle’s platform is required before using the Emergency Fund. A video showing your pet’s condition is also mandatory. If your pet is already admitted before consulting our vet, the fund cannot be used.
There is a 14-day waiting period after joining before the Emergency Fund becomes active. No exceptions apply.